• Heat oven to 350°F.

Peanut Butter Streusel

• Make streusel by combining the flour and brown sugar In a small bowl.
• Cut in the butter and peanut butter with a pastry blender so the mixture starts to resemble small peas. Then put mixture in ziplock bag and smoosh up more to get crumbles. Place in fridge while you make the banana cream cheese bread. It's to help the crumble from melting into the bread, to give it a crunchy texture. (Also can be made in food processor by adding all peanut butter streusel ingredients and pulsing to get crumbles.)

Banana Cream Cheese Loaf

• Prepare a 9x5-inch loaf pan and grease and lightly flour or line with parchment paper and spray with cooking spray.
• Whisk together the flour, baking powder and baking soda in small bowl and set aside.
• Using mixer, beat softened cream cheese, softened butter and sugar together in large bowl with mixer until blended.
• Add eggs one at a time and mix into the mixture then repeat.
• Add flour mixture and mix in until combined. Add mashed bananas and fold in.
• Transfer to 9x5 baking pan, or 2 8x4 pans if you want smaller loafs.
• Sprinkle peanut butter streusel over the banana batter and pat down into the batter gently, to keep the streusel from crumbling a lot when slicing.
• Bake 45-55 minutes for 9x5 pan. 15-20 minutes for muffins.
• If necessary, shield the top with foil for last 15 mins to prevent browning.

Baking

• Cool 10 minutes; remove from pan to wire rack.
• Cool completely.